Apr 13, 2026

Just Sold in Chantilly! VA Assumable Loan Win Secures Sale $15K Over List in Just 5 Days

Selling a home in today’s market takes more than putting it on the MLS—it takes strategy, timing, and knowing how to turn the right feature into a buyer magnet. At Jennifer Young Homes, we recently did exactly that in Chantilly, VA, where a rare VA assumable loan helped drive a standout result.

This beautifully crafted Toll Brothers home at 4653 Charger Pl sold in just 5 days for $864,000—$15,000 over list price—after generating strong early demand and multiple offers right out of the gate.

A Rare VA Assumable Loan That Changed Everything

The standout advantage in this sale was the VA assumable loan at approximately 3.625%. In a market where buyers are navigating significantly higher interest rates, this created an immediate and powerful opportunity.

Instead of simply mentioning it in passing, we built the entire marketing strategy around it. This positioned the home not just as a beautiful property, but as a financial win for the right buyer.

A Toll Brothers Home That Delivered Lifestyle Appeal

Beyond the financing advantage, the home itself checked every box. Built in 2022, it offered four levels of thoughtfully designed living space, high-end finishes, and an impressive rooftop terrace.

From the open-concept main level with a gourmet kitchen and oversized island to the private bedroom suites and top-level loft retreat, every space was designed to appeal to today’s luxury buyer.

We made sure that presentation reflected both the lifestyle and the quality construction, creating strong emotional appeal from the start.

Strategic Launch That Drove Immediate Interest

From day one, our goal was simple: create urgency and attract qualified buyers quickly. We positioned the home carefully in the marketplace, highlighting both its luxury features and its rare financing advantage.

That combination worked. Interest built quickly, and serious buyers responded immediately.

First Weekend Momentum That Created Competition

The strategy paid off fast. Within the first weekend on market, the home received three strong offers.

That early competition was exactly what we aimed to create—it set the stage for strong negotiations and allowed us to control the direction of the sale.

Strong Negotiation That Delivered Over List Price

With multiple offers in hand, we were able to leverage buyer interest to secure the strongest possible terms.

The result was a final sale price of $864,000—$15,000 over the $849,000 list price—maximizing value for our seller.

Sold in Just 5 Days at Peak Performance

From launch to closing, the entire process took just 5 days on market. Every step was intentional, from how the home was positioned to how buyer interest was managed and converted into offers.

The Takeaway for Sellers

This sale is a perfect example of how the right strategy can completely change an outcome. A unique feature like a VA assumable loan becomes powerful when it’s positioned correctly and paired with strong marketing and negotiation.

At Jennifer Young Homes, that’s exactly what we do—identify what makes your home stand out and turn it into results.

If you’re thinking about selling in Northern Virginia, reach out today!

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